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Group benefits and retirement plans, made simple.

S+F custom-designs employee health benefits and group retirement savings plans for businesses - simple, straightforward, and built around your team.

One Advisor. Full Market Access.

We negotiate, benchmark, and manage transitions across Canada's leading employee benefits providers.

Increase your benefits, not your bills.

Group Benefits

Health and dental plans that fit your team and your budget.

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Group Retirement Plans

Simple, affordable retirement plans your employees will love.

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We’re guessing you’ve talked to companies like us before. We’re not like them.

Solutions, not sales

We aren’t passionate about making a sale. We’re passionate about making a solution that’s just right for your company - and your company alone.

We actually talk to you

What we truly love is talking to you. Getting to know your team and your pain points is how we find the best path forward - not a number-crunching session.

Simple and straightforward

Custom-designed group health and retirement plans, written in plain language. You do you - we handle the benefits.

You bring us problems; we’ll give you solutions. How awesome is that?

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Switch benefits brokers with just one signature.

Switching brokers doesn’t mean switching your benefits - and it starts with a conversation, not a contract. Here’s how it actually works.

01

Contact us

Give us a call, send an email, or reach out through the form. No commitment - it just starts the conversation.

The easy part

02

We get to know each other

A meeting or two where we learn about your team, your current plan and your pain points - and you get to know us. Trust comes first.

A conversation, not a pitch

03

We build the plan together

We review your current coverage and design what works best for you - keep your plan, improve it, or rethink it together.

Built around your business

04

One signature

When it all makes sense to you - and only then - one signature makes us your broker. Your benefits never skip a beat.

You’re the judge

Let’s get started on that solution.

When was the last time your current group plan was audited? Reach out and we’ll take a look. A real live person, not the phone tree we all love or a soulless bot.

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