about
we’ve been in business for over 30 years, but we aren’t your parents’ benefits company.
S+F Group Benefits is an independent group benefits brokerage in Langley, BC. We design and review group benefits and retirement plans for small and mid-sized businesses across British Columbia, comparing options from Canada’s major group carriers, including the Chambers Plan.
we put connections first
Good benefits start with getting to know your business—not handing you a standard package.
We work with BC business owners, HR leads and office managers, typically supporting teams of 5 to 50. Our clients include Chamber of Commerce members and DigiBC companies in BC’s creative tech sector. Through our sister company, Cedar Benefits Group, we also serve First Nations and Indigenous organizations.
what we do
We set up and look after every part of a group plan, so you work with one team from setup to renewal.
Group health and dental
Extended health and dental plans built around your payroll, team size and budget.
Group life and disability
Basic life, AD&D, dependent life, and short and long term disability coverage.
Spending accounts
Health Spending Accounts and Lifestyle Spending Accounts with a fixed annual amount per employee.
Group retirement
Group RRSPs, DPSPs and Group TFSAs, funded through payroll.
Plan reviews
We look at your current plan’s usage, claims and costs, and compare it with what else is out there.
Renewal negotiation
We treat every renewal rate as a starting position and push back with your usage data.
Most plans are month to month, so an increase nobody challenges just takes effect. A 10% increase every year turns a $60,000 plan into about $96,000 in five years.
real people. straight answers.
No stuffy brokers. No hard sell. Just honest conversations about what your team needs.
As an independent brokerage, we compare options from insurers including Manulife, Canada Life, Pacific Blue Cross and Wawanesa. Sometimes the best fit is a new carrier. Sometimes it’s the plan you already have. Either way, we’ll tell you.
where the Chambers Plan fits
We’re the exclusive Chambers Plan advisor for British Columbia. The Chambers Plan is a good option for many small businesses, and it’s one of several we compare. If you’re a Chamber member, we’ll put it side by side with plans from other carriers so you can see which one fits your team.
family roots. team spirit.
We’re a third-generation family business, with roots in the Schmidt family’s insurance business, which grew into Schmidt & Funk and then S+F Group Benefits.
Today, CEO Erik Schmidt leads our Langley-based team. Shared lunches, walks and plenty of laughs keep us connected—and that teamwork carries into how we support our clients. We serve clients in English, Spanish, Russian, Farsi and Punjabi.
this ain’t no gang of lone-wolf sales people
(come on, get to know us)
Switch benefits brokers with just one signature.
Switching brokers doesn’t mean switching your benefits - and it starts with a conversation, not a contract. Here’s how it actually works.
01
Contact us
Give us a call, send an email, or reach out through the form. No commitment - it just starts the conversation.
The easy part
02
We get to know each other
A meeting or two where we learn about your team, your current plan and your pain points - and you get to know us. Trust comes first.
A conversation, not a pitch
03
We build the plan together
We review your current coverage and design what works best for you - keep your plan, improve it, or rethink it together.
Built around your business
04
One signature
When it all makes sense to you - and only then - one signature makes us your broker. Your benefits never skip a beat.
You’re the judge
Don’t just take our word for it
Canuck Roofing
We had switched over to S&F Benefits and we are extremely pleased with everything from the initial setup, to the follow-ups, to the whole team and all the benefits offered. They are always super speedy in their replies and very helpful. It has made dealing with our corporate benefits a breeze and a relief! We highly recommend Reena, Chad, and their whole team to any business looking to get benefits — you will be happy you chose them!
Coastal Key Mortgage & Realty Group
Over the years I’ve had the pleasure of working with the team at S+F Group for various insurance products, both personal and business. Their approach is refreshingly laid back, making the entire process stress-free and comfortable, without any pressure. Their expertise and knowledge of insurance products are next level. They’re not afraid to take the time needed to understand our needs while providing tailored advice and solutions. I have referred several of my clients to them, and each one has echoed my sentiments, praising their professionalism and the quality of service they provide. I highly recommend them to anyone in need of reliable and personalized insurance guidance. Their commitment to their clients’ satisfaction is evident in every interaction, making them a standout choice in the industry.
Will Wong
Our company have been partnering with S+F Group Benefits for over 20 years, and the bottom line is: all their staff is very friendly, but professional. The thing we like best is they are very quick to respond to our questions. We have been approached many times by other Benefits Company, but we’re staying with S+F as they have always taken time to show us what’s out in the market and explain to us the advantages and disadvantages of what they’re proposing. Highly recommended.
quick facts
- Company name
- S+F Group Benefits Inc.
- Formerly known as
- Schmidt & Funk
- Type
- Independent employee group benefits brokerage
- In business
- More than 30 years
- CEO
- Erik Schmidt
- Headquarters
- Langley, British Columbia, Canada
- Website
- sfgroupbenefits.ca
- Service area
- British Columbia
- Carriers
- Manulife, Canada Life, Pacific Blue Cross, Wawanesa, Chambers Plan
- Chambers Plan
- Exclusive Chambers Plan advisor for British Columbia
- Plan types
- Fully insured, pooled, ASO (Administrative Services Only), HSA, LSA
- Services
- Group health and dental, life and disability, spending accounts, group retirement, plan reviews, renewal negotiation
- Switching
- One signature to change brokers; existing benefits stay in place
- Contract terms
- Most group plans are month to month
- Languages
- English, Spanish, Russian, Farsi, Punjabi
- Contact
- 604.514.3347, info@sfgroupbenefits.ca
- Related company
- Cedar Benefits Group, sister company serving Indigenous organizations