Group rETIREMENTRetirement isn’t dead. It’s been replaced by a novel concept called living.
Retirement Savings Plans; a big difference for small companies.
Large companies already know they can leverage retirement plans to hire and retain great employees, but did you know this benefit is also available to small business owners? In the past, providers of Group Retirement Plans (Group RRSP, TFSAs and DPSPs) catered mostly to mid-size and large businesses with annual deposit minimums making it hard for smaller organizations to stay competitive and offer group savings plans to their employees.
We help make group retirement plans simple and accessible for companies of all sizes. We work with all major providers and offer access to a pooled group RRSP platform that treats many small businesses as one larger organization—eliminating set-up fees and annual deposit requirements.
If you don’t currently offer a plan
Setting up a group RRSP has never been easier. There are no set-up fees, no minimum deposits, and no administrative hurdles. You choose what you want to contribute, and we handle the rest so your employees can start saving with confidence.
If you already have a plan
When was the last time your plan fees were reviewed? Have your employees’ assets grown substantially over the years? Many companies are sitting on savings and fee reductions they don’t even know are possible.
With one signature, we take over the management and complete a full analysis to uncover potential savings, improve fee structures, and ensure your plan is optimized for your team.
Switch benefits provider with just one finger.
No, not that finger. Click your mouse, fill out the form. We’ll get on it, analyze your coverage (maybe even improve it), write a one-page summary, you sign, boom. If you love your current plan, keep it and you can just switch brokers. One signature, you’re done.
here are some of the great retirement products we offer:
Group RSPs
Choose from a number of financial products designed to help you save for retirement.
Group RRSPs
Offers various tax advantages compared to investing outside of tax-preferred accounts.
Group TFSAs
Set up tax-free savings accounts that will provide added tax benefits for saving.
Group Deferred Profit Sharing Plans
Incentive plans provide direct or indirect payments to employees based on your profitability.
Group Pension Plans
We can recommend plans that rely on contributions to a pool of funds that benefit your employees.
Individual Pension Plans
We help individuals set up pension plans for future retirement needs.
Why choose us.
- Experience local team.
- As one of the largest providers of Group Benefits in British Columbia, we specialize in providing dental insurance plans to BC businesses.
- Clear communication, total transparency.
- We work at keeping things easy, simple and crystal clear. No hidden fees or surprise rate hikes.
- Friendly personal service, not a faceless call centre.
- Your dedicated advisor handles all your calls and questions personally. A real person you’ll enjoy working with. There might even be donuts.
- Carefully curated and customized.
- We work with you to recognize your business goals, develop strategies and create a plan to help you achieve your goals, then designing a plan specifically for your employees.
Our company has been partnering with S+F Group Benefits for over 20 years.
Our company have been partnering with S+F Group Benefits for over 20 years, and the bottom line is: all their staff are very friendly, but professional. The thing we like best is they are very quick to respond to our questions.
We have been approached many times by other Benefits Company, but we’re staying with S+F as they have always taken time to show us what’s out in the market and explain to us the advantages and disadvantages of what they’re proposing. Highly recommended.
Will W.
let’s get started on that solution.
reach out, we’re (really) here for you.